Death

Death benefit is payable to beneficiaries if the insured person dies whilst the policy is in force

Total Permanent Disability

This benefit includes the payment of the death cover in case the insured person suffered from total and permanent disability due to accident and/or illness for a continuous period of six (6) months without being able to perform his/her usual occupation or any other occupation.

Accidental Death and/or Disability

This additional benefit is payable to the insured or the beneficiaries if the insured person suffers a bodily injury as a direct result of a sudden accident; causing directly within a period of twelve (12) months death or permanent disablement.

Critical Illness

This benefit is payable if the insured person suffers from any of the covered critical illnesses during the existence of the basic death cover and prior to the expiry date of the policy.